NOURI KHALID, EL BAKOUCHI MOUNIR, and LOULIDI LAMIAE. “The Role of Digitalization in Improving the Performance of Microcredit Institutions in Morocco”. International Journal of Economic Studies and Management (IJESM) 6, no. 3 (June 1, 2026): 188–203. Accessed June 5, 2026. https://woas-journals.com/index.php/ijesm/article/view/1235.